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Nov 1, 2003 . No wonder so many occasional smokers are tempted to lie when filling in . Insurance companies also carry out tests at the outset of a policy, .,3605,1074984,00.html

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Jun 29, 2007 . I am about to take a blood test for a term life insurance policy. I smoked a cigar about 10 days ago, and about 4 dips of snuff per week (for the .

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I believe that I will have blood drawn and a urine test done that night. . If the insurance nicotine test comes back positive for smoking the .

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A new urine test issued by insurance companies will aim to spot if smokers have really kicked the habit.

Medical tests for smoking. An applicant for an employment health or life insurance plan may refuse to submit to a urine or saliva test, and an insurer may deny .

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How long is cigarette smoking detectable in blood or urine for ...
How long is cigarette smoking detectable in blood or urine for insurance physicals? . To be sure it will not be detected on a test, allow 7-10 days before taking a .

Smoking May Cost More Than You Know
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How to Prepare for a Health Insurance Physical: 7 steps - wikiHow
Jul 6, 2012 . When you are applying for Health Insurance, you will need to visit the . a urine sample for up to 14 days for smokers, even occasional ones, will get you . A two- day fast before the exam will dramatically decrease those bad .

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Nicotine test kits are sometimes used as part of pre-employment screening by some organizations and agencies that prefer non-smoking employees and are .

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